The McKell Mendenhall - Blaze Home Loans Team
Your premier mortgage lender located in Idaho. Our highly experienced loan officers take pride in finding each of our customers the most competitive rate available for their home financing needs.
Loan Programs
We can help you make a purchase, lower your payment, take cash out, or consolidate debt.
Your top mortgage questions, answered
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
What our clients are saying
Best of the best!
Hunter BreshearsMcKell is such a dream to work with. She was consistent in communicating every step of our refinance and answered all of our questions thoroughly. She is hardworking and honest... read more
Amanda TaylorMckell is thee absolutely best to work with! She is extremely knowledgeable and amazing at what she does! If you are looking for someone to help you with your buying... read more
Carson HawkerMckell was so helpful in walking us through the process of getting our mortgage. We got a great rate and a mortgage package that fit our needs. Would... read more
Heather Webb